Payment Processing Challenges

E-Complish provides customized payment solutions to automate acceptance and processing for any business need.

All-In-One Online Payment Processing

VirtualPay is the all-in-one payment processing source for all payment types, sources of payments and history of payments. Our comprehensive VirtualPay system enables you to utilize all of our extensive payment solutions using one cohesive interface.

Schedule a Demo

  • Take Charge of All your Payment Integration Needs
  • Manage thousands of transactions simultaneously and monitor your direct payment options, fraud detection and PCI compliance with just one simple tool.

Manage all your customer payments together with VirtualPay, our back-end online payment portal designed to streamline the process of accepting payments. From sending the first invoice to the final receipt, E-Complish makes it simple for call centers, retailers, service firms and online businesses. Access instant ACH, credit card and check verification services, as well as our full suite of fraud detection tools, before sending your customers automated email receipts, branded with your company’s logo. No matter whether your customers are paying by credit card, check or direct debit, you can manage all your payments start to finish using all of our E-Complish solutions within one comprehensive system.


  • No-hassle setup and fully customized implementation, to suit your unique personal needs.
  • Interface and response emails customized to match your corporate brand image, including receipts
  • Run in-person charges or manually enter data phone orders, with payments by check, credit or debit card
  • Authorize credit card transactions, take payments and offer refunds
  • Comprehensive web-based interface that shows customer payment history and all E-Complish sources of payment
  • Accepts all seven major credit cards including Visa, MasterCard, Amex, Discover, Diners Club, EnRoute,  and JCB
  • Top of the line fraud detection tools, as well as the ability to determine if a checking account has adequate funds for a transaction.
  • Operates as an online Point-Of-Sale console, integrated with all E-Complish solutions, including DirectPay, CheckVerify, and more


  • Increase revenue through more successful payments
  • Save money on credit card processing
  • Streamline call center operations
  • Offer better customer service
  • Decrease cards declined due to data entry mistakes
  • Process and store customer ACH, check and credit card information on Level One PCI Compliant servers for future or recurring payments
  • Comprehensive reporting for ongoing business success
  • Affordable, easy to install, implement and access regularly
  • Advanced security and support, including free technical assistance.

Who Should Use It?

Merchants that:

  • Accept phone or in-person payments
  • Want instant ACH, check and credit card authorizations
  • Would like a branded and custom call center solution
  • Want to send automated email receipts to customers
  • Existing E-Complish customers, ready to integrate all existing tools seamlessly with the VirtualPay console for better results.