Our payment through the SMS system exceeds PCI DSS compliance standards with end-to-end encryption, tokenization, and multi-factor authentication. Payment data never travels via text — customers receive only secure links to our encrypted payment portal. As a result, SMS payments are actually more secure than paper checks or phone payments.
Text2Pay: Transform Customer Payments with Secure SMS Payment Solutions
Skip the checkout hassles and payment delays. E-Complish’s Text2Pay delivers the text-to-pay experience your customers deserve — instant, secure payments with just a few taps on their phone. No apps, no passwords, no friction.
Why Leading Businesses Choose E-Complish for SMS Payment Processing
In a world where 97 percent of text messages are read within 3 minutes, pay by text isn’t just convenient — it’s essential. Text2Pay, our flagship SMS payment solution, transforms smartphones into secure payment terminals, letting customers complete transactions in seconds without the hassle of downloading apps or remembering passwords.
When you partner with E-Complish for text message payments, you’re choosing 25+ years of payment innovation and a team that understands your industry’s unique challenges. Our text payment platform connects seamlessly with your existing systems, storing encrypted payment data securely while customers enjoy one-click convenience.
Lightning-Fast Implementation
Launch your text-to-pay app in just 5-7 business days — while competitors spend months on complex integrations. Our plug-and-play SMS billing software connects instantly with your existing systems, so it’s up and running quickly.
Unmatched Payment Success
Watch on-time payments soar by 47 percent with our pay via SMS platform. Customers complete transactions in under 30 seconds, reducing payment friction to zero and boosting satisfaction scores by 35 percent.
Bank-Level Security
PCI Level 1 certified text payment processing protects every transaction with military-grade encryption. In other words, your customers’ data stays safer than traditional payment methods while meeting all NACHA compliance requirements.
Dramatic Cost Reduction
Cut payment processing expenses by up to 80 percent compared to credit cards. Eliminate printing, mailing, and manual processing costs, while our SMS pay technology handles everything automatically.
Real-Time Cash Flow
Transform 3-5 day payment cycles into instant revenue with payment via SMS. Immediate payment notifications and automatic reconciliation give you complete visibility into your cash position at all times.
Universal Accessibility
Reach 97 percent of your customers through the device already in their pocket. No smartphone apps required — any phone with text messaging becomes a secure payment portal with our SMS mobile payments platform.
Text2Pay Integrates Seamlessly with Your E-Complish Payment Ecosystem
Our text-to-pay app amplifies its power when combined with our comprehensive payment suite. We make it easy to create a unified payment experience that meets customers wherever they are:
Ready to Boost Payment Speed by 300%? Your Customers Are Waiting!
Stop losing revenue to payment friction. With SMS mobile payments, you’ll collect funds faster, reduce support calls, and give customers the instant gratification they expect. No complex integrations, no lengthy implementations — just tangible results.
Industries Revolutionizing Collections with Text Payment Solutions
Our SMS payment provider platform adapts to any industry requiring fast, secure payments. See how text-to-pay services transform revenue cycles in the following industries:
Client Success Stories
Activate the Payment Method Your Customers Already Love
With 5.6 billion people texting worldwide, SMS mobile pay isn’t the future — it’s the present. Provide your customers with the payment experience they expect while transforming your cash flow from unpredictable to unstoppable.
Companies that partner with E-Complish see immediate results: faster payments, happier customers, and simplified operations. We guarantee the results will be tangible. Join thousands of businesses already winning with text2pay technology.
Frequently Asked Questions
How secure are text message payments compared to traditional methods?
How does Text2Pay SMS payment processing work?
Our pay by text message system eliminates payment complexity in four simple steps:
- Customers opt-in for text billing through any channel and securely store payment details with a personal PIN.
- Text2Pay sends customized SMS payment reminders with the amount due and payment link.
- Customers tap the link, enter their PIN, and complete payment via SMS in under 30 seconds — no apps needed.
- Both parties receive instant confirmation while funds process through our secure gateway.
How quickly can we implement pay-by-text functionality?
Most businesses launch text pay services within 5-7 business days. Our team handles the technical setup while you focus on enrollment strategies. Unlike complex payment integrations, pay-by-text requires minimal IT resources — we've designed it for rapid deployment and immediate ROI.
What’s the typical ROI for businesses using SMS billing?
Clients typically see 30-50 percent faster payment collection and a 25-40 percent reduction in late payments. The combination of reduced processing costs, fewer support calls, and accelerated cash flow means most businesses recover their investment within 60 days. The ability to send money through text transforms your receivables management.
Can Text2Pay handle high-volume SMS payment processing?
Absolutely. Our enterprise-grade SMS billing software processes millions of transactions monthly. Whether you're sending 100 or 100,000 payment requests, our platform scales seamlessly. Advanced queue management ensures every text message is delivered instantly, even during peak billing cycles.